Our relationship with the Dental Industry has been a long and successful one and is the ‘jewel in our crown’. We are the Dental Industry Insurance professionals and have tailored products specifically for this industry.

Our most recent tender process provided our best result yet, with the development of further improved and tailored products that meet the needs of our clients, while still benefitting from market-leading pricing. We’re also highly capable of meeting the domestic needs of all our clients whether it be home and contents, a holiday shack, motor vehicles or any one of those items or circumstances unique to your family.

Our clients are not limited to just Dentists but include –

• Orthodontists
• Periodontists
• Prosthodontists
• Endodontists
• Oral Maxillo Facial Surgeons

Many of our Senior Brokers cut their ‘broking teeth’ when the design and manufacturing of products within Australia was at its peak. While the landscape has changed somewhat over the years, there remains a large proportion of business still doing what they always did, if perhaps a little differently.

Maybe your designing is done locally and some of the manufacturing is done overseas? Perhaps the ratio of importing equipment and exporting product has changed over time?

These and many other factors mean your potential exposure is changing as well which, if not understood, could put your business at risk in the event of a loss.

We see our role as not only understanding your current concerns, but anticipating the insurance-based issues that may evolve, and managing those solutions on your behalf.

Heavy Motor Insurance, and to a lesser extent Fleet Insurance, is never easy for business owners to understand when arranging cover. The market is often quite limited, and there are various ways of insuring these assets, whether it be self-insuring a portion of the risk or taking higher excesses to reduce premiums. You can even choose to insure the entire risk, or a hybrid version of both. Irrespective, it’s always a difficult decision and one that can prove costly if ill advised.

Not every insurance broker seeks this business due to some of these complexities, but we do. We believe it’s paramount for a business that carts freight of any kind, whether local or interstate, to seek out our specialists for knowledgeable advice and practical solutions. And, remember, while sometimes business owners understand their ‘on road’ exposures, it’s often the static risks, such as customers goods that sit in your place of business, that can also cause financial hardship if not correctly insured.

We’ll work with you to provide a clear understanding of the issues for you and your partners.

We have enjoyed great success in providing solutions for our clients within the ‘Food Industry’.

Whether it be food manufacturing and processing, bakeries, patisseries or cafes and restaurants, our team are conversant with your insurance needs, appreciate the unique circumstances of your business and, most importantly, know who to speak with to get you the best outcome available.

Whether you’re a business owner, a cook, a chef or anything in between, we understand the food and hospitality game.

In recent times we’ve been fortunate to gain access to a policy originating on the eastern seaboard which is well equipped  to provide the best cover for those operating as hairdressers and beauticians. While many policies can cover the risks involved within this industry, it’s the limit of cover that is often the key – and often these policies are providing far less cover than may be required.

The scope of cover required is enormous, whether it be for facial treatments, laser therapy or basic colouring and tinting. So, it’s vital you’re paying your hard earned dollars only for what you require, rather than the ‘one size fits all’ policies that are prevalent.

Our policy not only meets your specific needs, but it does so at a highly competitive price.

The proof  of the pudding is, as they say, in the eating.

We have to admit there is some very persuasive advertising on TV and radio for cheap house & contents and motor vehicle insurance. Is it a case of “if it’s too good to be true, it probably is?” – not necessarily.

These policies tend to serve a need and usually that need is based solely on price. That doesn’t mean there are many events or items not covered by these policies, it may just mean that, in the event of a loss, what you receive in compensation may be limited or you may be restricted on choice.

We choose to provide cover that surpasses these products and, while you may pay a little more on occasion, these policies are written with the intention of responding specifically to your needs in the event of a loss. We would prefer that you get the right cover at a competitive price than pay a little less and cross your fingers for the rest of the year in the hope that nothing goes wrong. We believe in minimising your risk and anxiety, not adding to it.

While we count the Dental Industry as a specialty, other professions are able to benefit from the products provided to them. Our office package and its pricing can be utilised by all our professional clients that work in an office environment, and we are able to assist you with all the non property risks that are relevant to your business such as Management Liability, Professional Indemnity and Cyber Risk among others.

We apologise for lumping the many and varying trades into one large basket, but there are too many to categorise individually. Rest assured we don’t work for our tradespeople as if you’re all the same. Our experience clearly tells us each trade and operator is different, and that’s why our role as your broker is paramount in conveying your needs to the insurers.

Whether you’re self employed, own a franchise, are an employee, own equipment, hire equipment, work as a contractor or as a sub contractor, there are many circumstances that those providing the insurance need to understanding. We’ll do that for you as we understand what’s important in assisting your business to obtain the best cover and pricing available. Some of the many tradespeople we count as clients are –

• Plumbers
• Electricians
• Carpenters and Joiners
• Cabinetmakers
• Bricklayers
• Boat Builders
• Mechanics
• Machinists
• Screen printers
• Plasterers
• Panel Beaters
• Refrigeration and Air-conditioning  Mechanics