Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow. All that is before unexpected challenges arise. Whether it’s a natural disaster, a sudden transport incident, or a cyberattack, a single unforeseen event can disrupt your entire operation. While you can’t predict every risk, you can put plans in place […]
Bots, Breaches and Business: Cyber Risks for SMEs Evolve
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs. With bots, artificial intelligence-driven attacks, and regulatory changes hitting all at once, it’s a smart time to ask: Is your cyber coverage still fit for purpose? Bots are now most of the internet and many are […]
“Large Company” breach sparks AI scam alert for Australians
The recent Qantas data breach has brought renewed attention to the changing nature of cyber threats, with implications for the insurance industry and its clients. According to Vidit Sehgal, CEO of V4 IT Services, cybercriminals are increasingly using artificial intelligence (AI) to bypass identity verification processes. This shift allows attackers to impersonate individuals using AI-generated […]
Is Your Roof Maintenance Up to Scratch? How to Go About It
In Australia, it’s not simply the age of your roof that determines whether your insurance claim will be paid. What matters more is the cause of the damage—was it due to a lack of maintenance or the result of a storm? This is where things get technical, and why insurers now rely on independent expert […]
Covering Your Bases When Hiring from Overseas
If you’re running a farm in Australia, you understand the reality of the seasonal labour crunch. Migrant workers, including those from the Pacific Australia Labour Mobility (PALM) scheme, are crucial for maintaining smooth operations. As of last December, more than 30,000 PALM workers were employed across the country, with Queensland hosting the largest share at […]
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have served and continue to serve in countries around the World.
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian Bureau of Statistics. Unsurprisingly, this issue is becoming increasingly prevalent in Australian workplaces. Such diseases are long-lasting, with effects that persist over time, according to the Australian Institute of Health and Welfare. In contrast, chronic conditions encompass any long-term health […]
2025 Focus: Protecting Your SME From Climate-Driven Threats
Australia’s climate is changing rapidly, and businesses can no longer overlook the impacts. From harsher fire seasons to rising sea levels, extreme weather events are reshaping the landscape for small and medium-sized enterprises. This guide will help you tackle these challenges and safeguard what matters most to your business. Rising Temperatures: How They Impact SMEsSince […]
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term business gains. How does worker wellbeing factor into your SME? Perhaps, like an increasing number of workplaces in 2024, you’ve implemented programs to boost staff health and productivity. But how effective were these efforts? Let’s find out what worked, what […]
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