More than four in 10 Australian SMEs now rely on AI for daily operations, from virtual assistants and smart inventory systems to content creation and data insights. Even major banks and insurers use it to triage claims and automate risk scoring. Whether you run a café, consultancy, or construction firm, AI is likely already part […]
What’s Legal, What’s Risky, and What’s Insurable?
If your SME is using or planning to use electronic surveillance, this article outlines what you need to know to stay compliant. In retail, logistics, and professional services tracking staff can seem like a smart move to reduce theft, lift productivity, or manage off-site work. But is it? With affordable tech like CCTV, GPS trackers, […]
“Large Company” breach sparks AI scam alert for Australians
The recent Qantas data breach has brought renewed attention to the changing nature of cyber threats, with implications for the insurance industry and its clients. According to Vidit Sehgal, CEO of V4 IT Services, cybercriminals are increasingly using artificial intelligence (AI) to bypass identity verification processes. This shift allows attackers to impersonate individuals using AI-generated […]
Covering Your Bases When Hiring from Overseas
If you’re running a farm in Australia, you understand the reality of the seasonal labour crunch. Migrant workers, including those from the Pacific Australia Labour Mobility (PALM) scheme, are crucial for maintaining smooth operations. As of last December, more than 30,000 PALM workers were employed across the country, with Queensland hosting the largest share at […]
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have served and continue to serve in countries around the World.
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term business gains. How does worker wellbeing factor into your SME? Perhaps, like an increasing number of workplaces in 2024, you’ve implemented programs to boost staff health and productivity. But how effective were these efforts? Let’s find out what worked, what […]
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development (aka innovation) than big business. In fact, SMEs account for 55% of total R&D spending. That kudos is great, but… chances are your business may feel like it’s all about chasing the next big thing. Shiny new products and cutting-edge […]
Fire risk alert: Why you need to dispose of batteries the ri...
A huge rise in battery fires is putting local garbos and the environment at risk. Here’s how to safely dispose of your old tech. We’ve all got that drawer full of old battery powered gadgets, like the ancient electric toothbrush, or maybe even a kids toy that’s long since lost its novelty value. But if […]
Brian Cox, black holes and… insurance
From cyberattacks in outer space, to solving geopolitical risk, the presenter addressed it all. If insurance and science have one thing in common, it would surely be that the outside world generally sees both as dull and boring despite the fact that those within each sector would highlight how fascinating and varied they can be. […]
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