Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian Bureau of Statistics. Unsurprisingly, this issue is becoming increasingly prevalent in Australian workplaces. Such diseases are long-lasting, with effects that persist over time, according to the Australian Institute of Health and Welfare. In contrast, chronic conditions encompass any long-term health […]
Understanding the cyber threat landscape
In today’s interconnected world, no organisation is completely safe from cyber threats, making it imperative for businesses to understand the evolving threat landscape. (Last week, BDO took a look at the threats faced by businesses from nation state actors to cyber criminals). But it is also vital to understand the evolving threat landscape. This ecosystem […]
What are the benefits of deploying AI agents in your busines...
Perhaps worth considering Why are autonomous agents the next step in the evolution of AI?AI innovation is happening faster than ever. Hot on the heels of predictive AI and generative AI, we’re now witnessing the third wave of the AI revolution, where businesses are deploying accurate and low-hallucination autonomous agents alongside human workers. Moving beyond […]
Disaster Plans Every Australian SMB Should Have Ready Now
More than two thirds of Australians live in a local government area impacted by one or more natural disaster over a 12-month period, says KPMG. Chances are your business is among the 75% of Australian SMBs without a current business continuity plan. So, how can you be better prepared for natural disasters, including bushfires, floods, […]
Don’t Travel Without Insurance for Business or Leisure
As spring arrives, Australians are eager to embark on their travel adventures, both domestically and abroad; for business, leisure or both – often known as ‘bleisure’. According to the Australian Bureau of Statistics, Aussies made 12% more trips in May 2024, compared to the same time last year. While figures haven’t returned to pre-pandemic levels, […]
Electric Vehicles & Insurance: A Guide for Aussie SMEs
Electric vehicles (EVs) are revolutionising the automotive industry with their eco-friendly design and efficient performance. And governments across Australia are offering incentives for businesses and consumers to invest in EVs. If you’re tempted to buy an EV for your SME, read on. We’ll explain the pros, cons and risk management considerations. Benefits of EVs for […]
Is Your SME Thinking About Using AI? Know the Risks
Just a quarter of Australian small-to-medium-sized (SME) businesses now use artificial intelligence (AI), according to a brokerage survey. However, fast forward to 2026 and six in 10 SMEs expect to be doing so. From streamlining operations to boosting customer service, AI offers a tonne of potential and risks. And, while SME owners might be thinking […]
10 Essential Tips for Buying Small Business Insurance
As a small business owner, you might be overwhelmed working out what your risks are, how to deal with them, and which need insurance coverage. And that’s before you even drill down into the fine print of insurance policies to check how they can protect against unexpected financial losses and liabilities. Even the Australian Small […]
IT meltdown shows why risk management is essential
Many companies are reluctant to think about and prepare for “black swan” events, writes Michael J. Davern – but a global event shows why they must. In the wake of the widespread chaos we saw on Friday, one old adage perhaps feels even truer now than when it was first coined in the 1960s: To […]
Latest Articles
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses ...
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have ...
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian ...
2025 Focus: Protecting Your SME From Climate-Driven Threats
Australia’s climate is changing rapidly, and businesses can no longer overlook the impacts. From harsher ...
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term ...
Cyber Safety, Simplified: The Essential Eight Principles
Cyber threats pose a constant and increasing concern for businesses of all sizes, including SMEs. ...
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development ...
Flood Risks are Rising. Is Your Home Insured Against Damage?
Flooding is a major and worsening risk for many Australian property owners. Recent findings from ...
Fire risk alert: Why you need to dispose of batteries the right way
A huge rise in battery fires is putting local garbos and the environment at risk ...
Cybersecurity Rules Tighten: Is Your Board Prepared?
In an era where cyberattacks can bring even the biggest companies to their knees, the ...
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