Skip to main content
Uncategorised - Page 2 of 5 - Austbrokers Terrace Insurance | Adelaide | Melbourne

What are the benefits of deploying AI agents in your busines...

Perhaps worth considering Why are autonomous agents the next step in the evolution of AI?AI innovation is happening faster than ever. Hot on the heels of predictive AI and generative AI, we’re now witnessing the third wave of the AI revolution, where businesses are deploying accurate and low-hallucination autonomous agents alongside human workers. Moving beyond […]

Disaster Plans Every Australian SMB Should Have Ready Now

More than two thirds of Australians live in a local government area impacted by one or more natural disaster over a 12-month period, says KPMG. Chances are your business is among the 75% of Australian SMBs without a current business continuity plan. So, how can you be better prepared for natural disasters, including bushfires, floods, […]

Don’t Travel Without Insurance for Business or Leisure

As spring arrives, Australians are eager to embark on their travel adventures, both domestically and abroad; for business, leisure or both – often known as ‘bleisure’. According to the Australian Bureau of Statistics, Aussies made 12% more trips in May 2024, compared to the same time last year. While figures haven’t returned to pre-pandemic levels, […]

Electric Vehicles & Insurance: A Guide for Aussie SMEs

Electric vehicles (EVs) are revolutionising the automotive industry with their eco-friendly design and efficient performance. And governments across Australia are offering incentives for businesses and consumers to invest in EVs. If you’re tempted to buy an EV for your SME, read on. We’ll explain the pros, cons and risk management considerations. Benefits of EVs for […]

Is Your SME Thinking About Using AI? Know the Risks

Just a quarter of Australian small-to-medium-sized (SME) businesses now use artificial intelligence (AI), according to a brokerage survey. However, fast forward to 2026 and six in 10 SMEs expect to be doing so. From streamlining operations to boosting customer service, AI offers a tonne of potential and risks. And, while SME owners might be thinking […]

10 Essential Tips for Buying Small Business Insurance

As a small business owner, you might be overwhelmed working out what your risks are, how to deal with them, and which need insurance coverage. And that’s before you even drill down into the fine print of insurance policies to check how they can protect against unexpected financial losses and liabilities. Even the Australian Small […]

IT meltdown shows why risk management is essential

Many companies are reluctant to think about and prepare for “black swan” events, writes Michael J. Davern – but a global event shows why they must. In the wake of the widespread chaos we saw on Friday, one old adage perhaps feels even truer now than when it was first coined in the 1960s: To […]

Product Liability Cover: Why Your Business Needs It

Myths abound among small-to-medium-sized businesses about the need for product liability insurance and its coverage. But it’s not just for mistakes or products that break or malfunction. An insurance industry report has found almost half of business owners surveyed said law changes about product changes were complex. That’s just one part of the product liability […]

Management Liability for Not-for-Profit Organisations

Australia has about 60,000 registered not-for-profit organisations, according to the Australian Charities and Not-for-Profits Commission (ACNC).  There’s a huge diversity of types and areas covered including education, social welfare, health, religion, culture, human rights, animal welfare, and the environment. Not-for-profits (NFPs) range in size from volunteer-run groups with no revenue or funding to the Returned […]

Latest Articles

The Annual Risk Health Check: Why Every SME Needs It
Your business can change a lot in a year – expanding, shifting online, hiring staff, ...
No Office, No Servers—No Insurance? Think Again
Across Australia, more businesses are operating without offices or in-house servers, choosing cloud-based platforms instead ...
Underinsurance in Property: A Growing Concern
Australian businesses are feeling the squeeze of rising insurance premiums, building costs, and extreme weather—but ...
Protecting Your Business in the Digital Age
More than four in 10 Australian SMEs now rely on AI for daily operations, from ...
What’s Legal, What’s Risky, and What’s Insurable?
If your SME is using or planning to use electronic surveillance, this article outlines what ...
Protecting Your SME from Real-World Risk Events
Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow ...
Bots, Breaches and Business: Cyber Risks for SMEs Evolve
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are ...
“Large Company” breach sparks AI scam alert for Australians
The recent Qantas data breach has brought renewed attention to the changing nature of cyber ...
Is Your Roof Maintenance Up to Scratch? How to Go About It
In Australia, it’s not simply the age of your roof that determines whether your insurance ...
Covering Your Bases When Hiring from Overseas
If you’re running a farm in Australia, you understand the reality of the seasonal labour ...



DISCLAIMER

This web site is designed primarily for use by Australian residents. Therefore, some products referred to in this site may be inappropriate for overseas residents. Please contact us via e-mail or phone to discuss your needs should you not be an Australian resident.

The information on this site is for general information purposes only and you should first seek advice from us to determine which products and services are most appropriate for your needs. We take our responsibilities to you seriously, and will work closely with you to customise your program to suit your needs.