Australian businesses are feeling the squeeze of rising insurance premiums, building costs, and extreme weather—but a more silent threat is growing: underinsurance. New figures from the Insurance Council of Australia (ICA) show that 83% of property owners are underinsured, with many lacking the coverage needed to fully rebuild after a disaster. For SMEs, this isn’t […]
Protecting Your Business in the Digital Age
More than four in 10 Australian SMEs now rely on AI for daily operations, from virtual assistants and smart inventory systems to content creation and data insights. Even major banks and insurers use it to triage claims and automate risk scoring. Whether you run a café, consultancy, or construction firm, AI is likely already part […]
What’s Legal, What’s Risky, and What’s Insurable?
If your SME is using or planning to use electronic surveillance, this article outlines what you need to know to stay compliant. In retail, logistics, and professional services tracking staff can seem like a smart move to reduce theft, lift productivity, or manage off-site work. But is it? With affordable tech like CCTV, GPS trackers, […]
Protecting Your SME from Real-World Risk Events
Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow. All that is before unexpected challenges arise. Whether it’s a natural disaster, a sudden transport incident, or a cyberattack, a single unforeseen event can disrupt your entire operation. While you can’t predict every risk, you can put plans in place […]
“Large Company” breach sparks AI scam alert for Australians
The recent Qantas data breach has brought renewed attention to the changing nature of cyber threats, with implications for the insurance industry and its clients. According to Vidit Sehgal, CEO of V4 IT Services, cybercriminals are increasingly using artificial intelligence (AI) to bypass identity verification processes. This shift allows attackers to impersonate individuals using AI-generated […]
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian Bureau of Statistics. Unsurprisingly, this issue is becoming increasingly prevalent in Australian workplaces. Such diseases are long-lasting, with effects that persist over time, according to the Australian Institute of Health and Welfare. In contrast, chronic conditions encompass any long-term health […]
Understanding the cyber threat landscape
In today’s interconnected world, no organisation is completely safe from cyber threats, making it imperative for businesses to understand the evolving threat landscape. (Last week, BDO took a look at the threats faced by businesses from nation state actors to cyber criminals). But it is also vital to understand the evolving threat landscape. This ecosystem […]
What are the benefits of deploying AI agents in your busines...
Perhaps worth considering Why are autonomous agents the next step in the evolution of AI?AI innovation is happening faster than ever. Hot on the heels of predictive AI and generative AI, we’re now witnessing the third wave of the AI revolution, where businesses are deploying accurate and low-hallucination autonomous agents alongside human workers. Moving beyond […]
Disaster Plans Every Australian SMB Should Have Ready Now
More than two thirds of Australians live in a local government area impacted by one or more natural disaster over a 12-month period, says KPMG. Chances are your business is among the 75% of Australian SMBs without a current business continuity plan. So, how can you be better prepared for natural disasters, including bushfires, floods, […]
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