Australia’s climate is changing rapidly, and businesses can no longer overlook the impacts. From harsher fire seasons to rising sea levels, extreme weather events are reshaping the landscape for small and medium-sized enterprises. This guide will help you tackle these challenges and safeguard what matters most to your business. Rising Temperatures: How They Impact SMEsSince […]
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term business gains. How does worker wellbeing factor into your SME? Perhaps, like an increasing number of workplaces in 2024, you’ve implemented programs to boost staff health and productivity. But how effective were these efforts? Let’s find out what worked, what […]
Cyber Safety, Simplified: The Essential Eight Principles
Cyber threats pose a constant and increasing concern for businesses of all sizes, including SMEs. The Australian Cyber Security Centre (ACSC) reported a 12% increase in calls to the Cyber security Hotline (1300 CYBER1) in 2023-24, highlighting the urgent need for SMEs like yours to ramp up cybersecurity measures. The Essential Eight compliance checklist is […]
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development (aka innovation) than big business. In fact, SMEs account for 55% of total R&D spending. That kudos is great, but… chances are your business may feel like it’s all about chasing the next big thing. Shiny new products and cutting-edge […]
Flood Risks are Rising. Is Your Home Insured Against Damage?
Flooding is a major and worsening risk for many Australian property owners. Recent findings from Monash University reveal that 370,000 homes and 120,000 commercial properties face a 1% annual risk of flooding. That translates to a significant number of properties at risk. Plus with climate change, these risks are expected to rise even further. Whether […]
Fire risk alert: Why you need to dispose of batteries the ri...
A huge rise in battery fires is putting local garbos and the environment at risk. Here’s how to safely dispose of your old tech. We’ve all got that drawer full of old battery powered gadgets, like the ancient electric toothbrush, or maybe even a kids toy that’s long since lost its novelty value. But if […]
Brian Cox, black holes and… insurance
From cyberattacks in outer space, to solving geopolitical risk, the presenter addressed it all. If insurance and science have one thing in common, it would surely be that the outside world generally sees both as dull and boring despite the fact that those within each sector would highlight how fascinating and varied they can be. […]
Happy New Year
The team at Austbrokers Terrace look forward to welcoming you again in 2025. Wishing you and your families a happy, safe and prosperous New Year.
Seasons Greeting to All
With best wishes to you and your families for the festive season from the team at Austbrokers Terrace.
Do You Know the 7 Key Risks of Owning an Electric Vehicle?
Sales of electric vehicles (EVs) in Australia have reached a milestone – for the first time, more than 50,000 in the first six months of a calendar year. EVs accounted for about one in 12 cars sold, according to DRIVE.com. But, you might not know that there are seven key challenges to manage when you’re […]
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