If you’re running a farm in Australia, you understand the reality of the seasonal labour crunch. Migrant workers, including those from the Pacific Australia Labour Mobility (PALM) scheme, are crucial for maintaining smooth operations. As of last December, more than 30,000 PALM workers were employed across the country, with Queensland hosting the largest share at […]
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have served and continue to serve in countries around the World.
Cyber Safety, Simplified: The Essential Eight Principles
Cyber threats pose a constant and increasing concern for businesses of all sizes, including SMEs. The Australian Cyber Security Centre (ACSC) reported a 12% increase in calls to the Cyber security Hotline (1300 CYBER1) in 2023-24, highlighting the urgent need for SMEs like yours to ramp up cybersecurity measures. The Essential Eight compliance checklist is […]
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development (aka innovation) than big business. In fact, SMEs account for 55% of total R&D spending. That kudos is great, but… chances are your business may feel like it’s all about chasing the next big thing. Shiny new products and cutting-edge […]
Fire risk alert: Why you need to dispose of batteries the ri...
A huge rise in battery fires is putting local garbos and the environment at risk. Here’s how to safely dispose of your old tech. We’ve all got that drawer full of old battery powered gadgets, like the ancient electric toothbrush, or maybe even a kids toy that’s long since lost its novelty value. But if […]
Cybersecurity Rules Tighten: Is Your Board Prepared?
In an era where cyberattacks can bring even the biggest companies to their knees, the Australian Securities and Investments Commission (ASIC) is upping its game. For SMEs, this crackdown means directors and executives can no longer afford to take a back seat on cybersecurity. ASIC Chair Joe Longo and his organisation have made it clear […]
Brian Cox, black holes and… insurance
From cyberattacks in outer space, to solving geopolitical risk, the presenter addressed it all. If insurance and science have one thing in common, it would surely be that the outside world generally sees both as dull and boring despite the fact that those within each sector would highlight how fascinating and varied they can be. […]
Happy New Year
The team at Austbrokers Terrace look forward to welcoming you again in 2025. Wishing you and your families a happy, safe and prosperous New Year.
Seasons Greeting to All
With best wishes to you and your families for the festive season from the team at Austbrokers Terrace.
Latest Articles
Happy New Year
Wishing you and your families a happy, safe and prosperous New Year. The team at ...
Seasons greetings
With best wishes to you and your families at this festive time from the team ...
The Annual Risk Health Check: Why Every SME Needs It
Your business can change a lot in a year – expanding, shifting online, hiring staff, ...
No Office, No Servers—No Insurance? Think Again
Across Australia, more businesses are operating without offices or in-house servers, choosing cloud-based platforms instead ...
Underinsurance in Property: A Growing Concern
Australian businesses are feeling the squeeze of rising insurance premiums, building costs, and extreme weather—but ...
Protecting Your Business in the Digital Age
More than four in 10 Australian SMEs now rely on AI for daily operations, from ...
What’s Legal, What’s Risky, and What’s Insurable?
If your SME is using or planning to use electronic surveillance, this article outlines what ...
Protecting Your SME from Real-World Risk Events
Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow ...
Bots, Breaches and Business: Cyber Risks for SMEs Evolve
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are ...
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