Having the right Travel Policy The current news cycle has been dominated by the news that many Australians are either stranded in Bali, or unable to begin their long awaited holiday due to volcanic activity causing a hazard on the regular flight paths. It won’t be long before the more sensationalist media avenues will be […]
‘Cyber’ – Is the name itself misleading?
Cyber Crime – facts and figures Barely a day goes by without some form of data breach being reported in the media, be it a competitor looking to gain an edge by stealing sensitive data, a disgruntled ex-employee looking to take retribution on a former employer, or the more traditional image of a technology “nerd” […]
Where Australia sits on the world risk scale
Australia takes a tumble Australia has taken a ten spot tumble down an FM Global ranking of businesses resilience to supply chain risk, falling from 4th to 14th. The Resilience Index is compiled annually using three core factors of business resilience to supply chain disruption: economics, risk quality and qualities of the supply chain itself. […]
Professional Persons Policy
A benefit for all professionals We at Austbrokers Terrace take great pride in the pricing and policy conditions we are able to offer those professionals that operate within the Dental Industry. What is even more pleasing is the fact we have the ability to provide this policy to any professionals reconsidering their current insurance program. […]
The Six Components Of Management Liability
Management Liability Pillars For any one wondering about the key components of management liability, we provide a simple synopsis. We hope this is of value to our existing and potential clients as well. Insured persons liability Covers loss arising from claims brought against the directors, officers or employees acting in a managerial or supervisory capacity […]
Serious Cyber Crime Incident
Another Cyber Crime Incident ! The following article is indicative of the inability for Business to combat the ever increasing Cyber Crime epidemic. This class of insurance will become the money cover of a decade ago and it is vital that the public at large recognise this growing exposure before it is too late. Speak […]
BI – An explanation of the almost unexplainable
READY FOR THE WORST Business Interruption is probably the insurance product that is less understood by both the public and insurance industry alike. Our team have has much experience and understanding as any of our peers and are enthused to assist our existing or potential clients on getting this right, as to not do so […]
Important Cyber Crime Information
SMALL BUSINESS SCAM WARNING Small businesses have been warned about a rise in ransomware cyber scams, estimated to cause losses of up to $1 million a year. ACCC Deputy Chair Dr Michael Schaper says that the ACCC received more than 2500 ransomware complaints last year. “Several people reported losing over $10,000 to these scams, which […]
Small Business Directors Defined
Are you a small business director? Small business owners are offered a helping hand with a new online resource explaining roles and responsibilities of company directors. Released by ASIC, the resource may be useful to brokers when initiating discussion with their small business clients about directors and officers insurance. Furthermore, the guide offers a reminder […]
Corporate Travel Claims
CORPORATE TRAVEL CLAIMS SCENARIO AND SOLUTION. At Austbrokers Terrace, we focus on the needs of our commercial clients. Travel, whether for holiday or business, has become a regular part of our busy lives. The following article and attachments are just one example of the functions we can perform as your broker. We trust you find […]
Latest Articles
Covering Your Bases When Hiring from Overseas
If you’re running a farm in Australia, you understand the reality of the seasonal labour ...
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses ...
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have ...
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian ...
2025 Focus: Protecting Your SME From Climate-Driven Threats
Australia’s climate is changing rapidly, and businesses can no longer overlook the impacts. From harsher ...
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term ...
Cyber Safety, Simplified: The Essential Eight Principles
Cyber threats pose a constant and increasing concern for businesses of all sizes, including SMEs. ...
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development ...
Flood Risks are Rising. Is Your Home Insured Against Damage?
Flooding is a major and worsening risk for many Australian property owners. Recent findings from ...
Fire risk alert: Why you need to dispose of batteries the right way
A huge rise in battery fires is putting local garbos and the environment at risk ...
DISCLAIMER
This web site is designed primarily for use by Australian residents. Therefore, some products referred to in this site may be inappropriate for overseas residents. Please contact us via e-mail or phone to discuss your needs should you not be an Australian resident.
The information on this site is for general information purposes only and you should first seek advice from us to determine which products and services are most appropriate for your needs. We take our responsibilities to you seriously, and will work closely with you to customise your program to suit your needs.