More than four in 10 Australian SMEs now rely on AI for daily operations, from virtual assistants and smart inventory systems to content creation and data insights. Even major banks and insurers use it to triage claims and automate risk scoring. Whether you run a café, consultancy, or construction firm, AI is likely already part […]
What’s Legal, What’s Risky, and What’s Insurable?
If your SME is using or planning to use electronic surveillance, this article outlines what you need to know to stay compliant. In retail, logistics, and professional services tracking staff can seem like a smart move to reduce theft, lift productivity, or manage off-site work. But is it? With affordable tech like CCTV, GPS trackers, […]
Protecting Your SME from Real-World Risk Events
Running a small or mid-sized business in Australia means juggling costs, staffing, and cash flow. All that is before unexpected challenges arise. Whether it’s a natural disaster, a sudden transport incident, or a cyberattack, a single unforeseen event can disrupt your entire operation. While you can’t predict every risk, you can put plans in place […]
Bots, Breaches and Business: Cyber Risks for SMEs Evolve
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs. With bots, artificial intelligence-driven attacks, and regulatory changes hitting all at once, it’s a smart time to ask: Is your cyber coverage still fit for purpose? Bots are now most of the internet and many are […]
“Large Company” breach sparks AI scam alert for Australians
The recent Qantas data breach has brought renewed attention to the changing nature of cyber threats, with implications for the insurance industry and its clients. According to Vidit Sehgal, CEO of V4 IT Services, cybercriminals are increasingly using artificial intelligence (AI) to bypass identity verification processes. This shift allows attackers to impersonate individuals using AI-generated […]
Is Your Micro-SME Protected Against Financial Shocks?
Micro and small-to-medium enterprises (SMEs) drive the Australian economy, comprising over 98% of all businesses and employing seven in 10 workers. Economic challenges have intensified financial pressures on SMEs, compounded by rising service fees, stricter employee laws, payroll compliance, competition, and cybersecurity risks. In 2024, more than 12,000 companies became insolvent — the highest number […]
Today, we look to the future …..
But remember the past. We remember and honour the brave men and women who have served and continue to serve in countries around the World.
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term business gains. How does worker wellbeing factor into your SME? Perhaps, like an increasing number of workplaces in 2024, you’ve implemented programs to boost staff health and productivity. But how effective were these efforts? Let’s find out what worked, what […]
Fire risk alert: Why you need to dispose of batteries the ri...
A huge rise in battery fires is putting local garbos and the environment at risk. Here’s how to safely dispose of your old tech. We’ve all got that drawer full of old battery powered gadgets, like the ancient electric toothbrush, or maybe even a kids toy that’s long since lost its novelty value. But if […]
Brian Cox, black holes and… insurance
From cyberattacks in outer space, to solving geopolitical risk, the presenter addressed it all. If insurance and science have one thing in common, it would surely be that the outside world generally sees both as dull and boring despite the fact that those within each sector would highlight how fascinating and varied they can be. […]
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