The “Broker or Direct Insurer” argument may not be as simple as it seems… Whether one refers to it as Retail insurance, Domestic insurance or simply Home & Motor, there have existed two paths a customer can go down to arrange cover. Namely the broker (intermediary market) or the direct market (all those companies that […]
CYBER INSURANCE – A DIFFERENT PERSPECTIVE
Cyber Liability & Cyber Crime – more valuable than we realise? For any insurance customer, particularly business owners, there is a proliferation of articles to consume about the urgent necessity to protect your business against the growing criminal epidemic that is cyber-crime. For any individual, it is difficult to know where to start. Questions one […]
HOW TROPICAL STORM HARVEY IS FEEDING ITSELF AND WREAKING DEV...
With increasingly dramatic weather patterns worldwide, it’s never too late to review your insurance for flood & storm. Want some help? Contact us now! Storm Crisis in the United States At a little over half the size of Tropical Cyclone Debbie, Harvey is not the largest tropical storm the world has seen this year. […]
FAKE EMAILS CATCH OUT TRUMP ADMINISTRATION
A must-read about Cyber! A White House cyber security official, and several prominent members of the Trump team, have fallen victim to a phishing email fraudster. A self-described ‘email prankster’ convinced several senior members of the White House to think he was other officials and has published his exploits online. The prankster posed as ex-White […]
WHAT INFORMATION DOES AN INSURER NEED AT CLAIM TIME?
Hopefully, you haven’t been in a position where you’ve had to make too many insurance claims. However, things can go wrong and your insurer is there to help in these circumstances. If you’re not familiar with making a claim, you might be a little confused as to what information your insurer will need […]
HOW TO STOP YOUR BUSINESS BEING HELD TO RANSOM
It starts innocuously enough. You receive an email from a colleague; just the regular kind of short message they’re always sending and a link to an article they thought you’d like. But when you click on it, your troubles start. It’s not The Australian or The New York Times that you’re taken to Discover more here. Source: […]
FEAR OF MISSING OUT (FOMO) LEADS MOTORISTS TO CHECK SOCIAL M...
Social media and FOMO (fear of missing out) could be putting road-users at risk, as motorists admit to checking social networking sites and reading messages on their phones while driving, according to UK insurer Aviva. A poll of 1,565 drivers* carried out by Aviva found that four in 10 people questioned (42 percent) had used their […]
HOW MUCH DOES PUBLIC LIABILITY INSURANCE COST
The fastest, most accurate way to find out the cost of public liability insurance for your business is to get a quote. In general, the cost can vary quite a bit, depending on factors such as: The type of business The level of public liability coverage What’s included and excluded from a particular policy. Discover […]
ZURICH UNVEILS CYBERATTACK RESPONSE SOLUTION
Zurich has launched a new cyberattack response solution for businesses across Asia Pacific. DisgitalResolve, a coordinated incident response service, has been launched by the international insurer to help businesses in Asia Pacific mitigate and recover from cyberattacks. Discover more here. Source: insurancebusinessmag.com
INSURANCE BROKER
An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. Sometimes an insurance broker will act as agent of an insurerInsurer. See also what is underwriting?, but where this occurs the situation should be fully explained to you. […]
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