The COVID-19 pandemic has created a massive shift in people’s lifestyle and economic activities, and the retail sector has been one of the most widely affected. Due to the various lockdowns, people’s consumption behaviour has been altered greatly, including rapid acceleration and widespread adoption of e-commerce. The number of people going to brick-and-mortar shops was […]
Sole traders of Australia – what insurance policies do you n
Almost two-thirds (63%) of the country’s business sector consists of non-employing sole traders, the latest available data from the Australian Small Business and Family Enterprise Ombudsman (ASBFEO) has shown, signifying a thriving proprietorship landscape. Separate figures from the Australian Bureau of Statistics (ABS), meanwhile, indicate that despite the challenges brought about by the pandemic, the […]
How important is your credit health?
As more lenders report on consumer loan repayments, Creditsmart is urging Australians to take ownership of their credit health. Creditsmart is a consumer education website owned by the Australian Retail Credit Association (ARCA), the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. Creditsmart’s annual report revealed […]
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