How dangerous do you think your job is? Maybe you work in construction, or maybe your office building has a less-than-stellar maintenance record. No matter where you spend your nine to five, or even five to nine, every occupation comes with inherent risks, and it’s important to safeguard yourself against them. Still, not all jobs […]
HOW TO KEEP YOUR HOME SAFE WHILE YOU TRAVEL
Travel insurance is valuable for ensuring your trip goes safely. But in addition to this, making sure your house is safe while you’re away is vital. Here are some tips for keeping burglars away while you travel! Last year, the Australian Federation of Travel Agents reported over 2.6 million Australians travelled outbound during winter. Since […]
BATMAN MAY HAVE TO HANG UP HIS CAPE… BECAUSE OF INSURANCE IS
Batman has finally been foiled – not by a supervillain, but by mounting insurance costs. Ben Affleck, who stars as the Dark Knight in Warner Bros/DC’s recent series of superhero films, entered rehab for alcohol addiction for the third time last week. But by doing so, he may have inadvertently increased the price to insure […]
INSURANCE AND GST : SOME BENEFITS FOR YOUR SMALL BUSINESS
Good news! When you own your own small business and you have some types of insurance in place for assets in that small business, you may be able to claim some GST credits. Let’s investigate. So, what’s the deal?Basically, if you own a small business and you are registered for GST, you may not have […]
BROKERS NEEDED “MORE THAN EVER” BEFORE
A financial services veteran has issued some soothing words to brokers this week, saying the profession remains of critical importance despite rapid and sometimes worrying changes. “This is a fantastic industry and the role of a broker is still needed today, more so than ever,” says Clifton Warren, principal of Corporate Eye Consulting. “We have […]
PURCHASING BUSINESS INTERRUPTION INSURANCE
5 REASONS WHY PURCHASING BUSINESS INTERRUPTION INSURANCE HAS BECOME A TOP CONSIDERATION FOR CORPORATIONS IN ASIA-PACIFIC Risk barometers, risk reports and global risk management surveys all indicate Business Interruption as one of the main risks companies face today. During Swiss Re Corporate Solutions ‘award winning’ business interruption masterclass, we’ve had the opportunity to present to […]
OBSCURE ROAD RULES CATCHING OUT AUSTRALIAN DRIVERS
We’d all like to think road safety messages have started to sink in for Australian drivers. The majority follow the rules by sticking to the speed limit, obeying traffic signs and ignoring phones and other hand-held devices while behind the wheel. However, a shocking stat released by finder.com.au shows that 70% of Aussies have admitted […]
FAR OUT FRIDAY: FIVE-YEAR-OLD LANDS PARENTS WITH $177K BILL
The ‘you-break-it-you-buy-it’ rule may be every parent’s worst nightmare but it’s one that could be about to come true for a US mother after her son knocked over an incredibly expensive sculpture. Sarah Goodman was attending a wedding reception at a Kansas community centre when her five-year-old attempted to hug a mosaic bust but accidentally […]
THE TRUE MANAGEMENT LIABILITY SOLUTION FOR SOLE TRADERS
The W. R. Berkley product detailed below is just one example of a product which can cover Management Liability exposures for sole traders. If you are concerned about some of the below exposures, please contact us to discuss Management Liability further. Management Liability (ML) was developed after the realisation that Directors and Officers provided limited […]
YOU CAN PROTECT YOUR BUSINESS FROM UNFAIR CONTRACTS
You Can Protect Your Business From Unfair Contracts The takeaways from our second bulletin include the following: the “unfair contract terms” legislation only applies to contracts that are both a “small business contract” and a “standard form contract”; a small business contract is one where the contract is for the supply of goods or services, […]
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