Cash flow cripples more small businesses in this country than any other cause. Negotiating the right payment terms with customers and suppliers is key to avoiding cash flow disasters. Setting your payment terms up front with your customers—and knowing the payment terms of your own suppliers—means you can tackle cash flow head on from the […]
The History of Insurance
Whether it’s the birthplace of a nation, the emergence of a superhero or the humble beginnings of an industry, everything has an origin story. Insurance is no different. But the story of insurance is a whole lot more than a series of misadventures of a bumbling stunt driver or the romance between Rhonda and her […]
The Key To Business Growth
Business growth requires a solid foundation and a solid foundation is built on powerful risk-management. The message is simple. As a rule of thumb, when you cut your risk, you cut your losses and maximise profits. Failing to minimise risk, or failure to establish a risk management plan, is like ‘setting out to sea in […]
Renting Your House Out On Airbnb
Do you rent your house, or a room, out on Airbnb? Are you considering doing so? You might want to consider some of the following points from Murfett Legal: 1. Get permission: From your landlord if you’re renting. Maybe from council if you’re an owner. 2. Get proper insurance, security deposits and lock up your […]
Prevent Fraud in Your Small Business
If you are a small business which has not experienced a fraud, you are in a lucky minority and the numbers suggest you could be next. That’s the message from Curtin Business School following research that found that one in eight Australian small businesses had been targeted by scammers and had spent up to 100 […]
It’s Not Just Cyber Criminals Who Will Compromise Your Valua
It may be a cliché but it can’t be said enough: where security breaches are concerned, it’s not if but when. Breaches are splashed across the front pages of the news on an almost daily basis, with some of the world’s biggest companies falling victim. But the story behind these latest breaches to hit the […]
Protecting Intellectual Property
If you’ve ever developed a new product or formulated a new business idea, you’ve most likely grappled with the question of whether you should protect it legally in some way. It can be a confusing issue, for sure, and many small business owners and entrepreneurs don’t seem to have a solid grasp of how, why […]
Investing in IT Security
The Australian Bureau of Statistics, Australian Red Cross, British Airways, Home Depot, Kmart, Last Pass, LinkedIn, Sony Pictures, Target, and Yahoo. What do all these companies have in common? They are just a small portion of the growing number of organisations that have been hacked or had their data or security breached and consequently […]
What Information is Needed at Claim Time?
Hopefully, you haven’t been in a position where you’ve had to make too many insurance claims. However, things can go wrong and your insurer is there to help in these circumstances. If you’re not familiar with making a claim, you might be a little confused as to what information your insurer will need to […]
Cyber Insurance is Vital
Cyber cover will become a must buy for all businesses, one global head has said, with brokers set to play a “huge” role in the development of the product. Inga Beale, CEO of Lloyd’s, told Insurance Business that cyber insurance will become a must-have for all manner of businesses as the risk landscape continues to […]
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