Imagine if you came home one day and everything – and we mean everything – inside the house had vanished. All that was left were bare rooms and a stunned look on your face. Radical as it may seem, when it comes to possessions, starting with an imaginary clean slate is a good idea because it forces you to think about what you really do value. Then, as you move through each room of the home, you can mentally note what furnishings and contents should go where and how much it would cost if you had to buy all new replacements right now.
How much you come up with immediately translates to how much you should insure the contents of your home for.
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