The insurance industry has evolved significantly over the last decade. Now, small business owners can choose whether they want to meet a broker face to face to discuss their needs, order an insurance policy online or even pick up a policy while going through the supermarket check-out.
Aggregator sites have also commoditised business insurance, allowing customers to think they can conveniently compare prices on insurance products and buy cover online.
But just how effective are these off-the-shelf insurance packages, and will they really protect your small business when you need it most?
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