Underinsurance is when you don’t have enough insurance to cover all the costs of rebuilding your home. You are considered to be underinsured if your insurance covers less than 90% of the rebuilding costs.
Increasing your insurance cover may not cost very much, and you may even be able to get more cover for the same or a lower price.
You can also be underinsured for your home contents if you don’t have enough home contents insurance to replace your things, especially your jewellery and collections.
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The information on this site is for general information purposes only and you should first seek advice from us to determine which products and services are most appropriate for your needs. We take our responsibilities to you seriously, and will work closely with you to customise your program to suit your needs.