Many policies include an excess. This is the amount you have to pay if you decide to make a claim on your policy. It’s a way of you accepting a small portion of the risk yourself. The amount of the excess is specified in your policy. How does it work? If your home is damaged […]
How Much Contents Insurance Do You Need?
Imagine if you came home one day and everything – and we mean everything – inside the house had vanished. All that was left were bare rooms and a stunned look on your face. Radical as it may seem, when it comes to possessions, starting with an imaginary clean slate is a good idea because […]
Are Your Gadgets Spying On You?
From televisions to toasters, all kinds of devices are getting hooked up to the Internet. That’s bringing convenience, like air conditioning systems that can be activated remotely while you’re on your way home from work. But it’s also bringing new privacy concerns, as anything connected to the Internet tends to attract the attention of hackers. […]
Renting Your House Out On Airbnb
Do you rent your house, or a room, out on Airbnb? Are you considering doing so? You might want to consider some of the following points from Murfett Legal: 1. Get permission: From your landlord if you’re renting. Maybe from council if you’re an owner. 2. Get proper insurance, security deposits and lock up your […]
What Information is Needed at Claim Time?
Hopefully, you haven’t been in a position where you’ve had to make too many insurance claims. However, things can go wrong and your insurer is there to help in these circumstances. If you’re not familiar with making a claim, you might be a little confused as to what information your insurer will need to […]
What Currency Should You Pay In When You Travel?
Local or home currency? AUS or USD? If you’ve travelled abroad recently, you’re often asked this question when paying by credit card. While in an ideal world there’s shouldn’t be a difference between the two prices, turns out there definitely is, and it’s a way to get more money from you, and make your trip […]
Avoid Online Scams When Booking a Hotel
In the US, fraudulent hotel websites cost North Americans $220 million every year. Some paid Google ads that appear in the sponsored section when you search can be the culprit. These dodgy sites can use deceptive URLs and pirated pictures to trick you in to making a booking, but in fact, you’re not making a […]
What Insurance Do You Need In Your 30s?
By the time you reach your 30s, you should be learning how to (responsibly) handle your money. And that means investing in the right insurance. Without it, something as small as a trip to the dentist can land you in the red. Generally in your 30s, it’s smart to be covered across five categories: health insurance, disability […]
Travel Insurance that comes with Credit Cards
Credit card companies love to spruik the “free” bonuses that come with their cards, especially those cards named after precious metals and jewels: gold, platinum, diamond. Some of these premium cards come with complimentary travel insurance, provided you meet certain criteria. While this certainly takes the hassle out of organising insurance for every trip you […]
Why You Need Travel Insurance
Nancy initially complained of a stomach upset, hours after arriving in Bali. Then came the symptoms that scare even the hardiest parent: high temperatures, loss of appetite and lethargy. Nancy’s temperature was above 40 degrees and the doctors didn’t know what was wrong with her. They talked of viral meningitis, before performing a lumbar puncture. […]
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