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February 2017 - Austbrokers Terrace Insurance | Adelaide | Melbourne

Jetstar/Virgin Drop ‘Opt-Out’ Travel Insurance

Virgin Australia and Jetstar have stopped the pre-selection of travel insurance on their websites in moves welcomed by the Australian Competition & Consumer Commission (ACCC). Customers will now only be able to opt-in for travel insurance if they wish to purchase it. Read more here. Source: Insurance Business Online

Underinsurance Continues to be a Problem

Underinsurance continues to be a problem impacting both businesses and consumers. “Our biggest challenges continue to be influencing and convincing our clients that they really need to have cyber risk cover, management liability, and business interruption,” Robert Cooper, director of CPR Insurance Services told Insurance Business. “Many continue to be underinsured. Continue reading here. Source: Insurance Business […]

Cyber Security is No Joke

Whether you have a website, online accounts or any type of web-based infrastructure, you are at risk of cyberattack. Normally everyone typically hears about cyberattacks against high-profile companies. However, small businesses make prime targets for cybercriminals, competitors and unhappy parties. Due to their lack of resources, small businesses often have the least-protected websites, accounts and network […]

Red Cross Data Breach

In late 2016, the Australian Red Cross Blood Service made headlines for all the wrong reasons after it emerged that the personal information of more than half a million blood donors had somehow found its way onto a publicly-facing website. It was discovered that a file containing donor information, including names, gender, addresses, blood type, and phone […]

Why Hospitality is a Target for Cybercrime

If you are in the hospitality industry and you’re not concerned about network and security privacy (NSP) risk, you probably should be. Cybercrime is on the rise. The cost to Australian businesses alone is estimated at $4.5 billion each year The hospitality industry is particularly vulnerable to NSP risk for a number of reasons, including […]

Climate Change Risks

The impact of climate change is being felt in more ways than ever, according to one industry expert. Geoffrey Au, APAC chief risk officer for Zurich, said Asia Pacific is among the most vulnerable regions to the effects of climate change.“Climate change is exacerbating more risks than ever before in terms of water crises, food shortages, […]

The Rise of Ransomware

Ransomware threat is on the rise as ‘almost 40% of businesses were attacked’ in 2015/2016. Ransomware attacks – in which a malicious software blocks access to a computer system until a sum of money is paid – are a looming threat in the world of cybercrime.   The term refers to a number of versions […]

How to Choose Home & Contents Insurance

Home insurance (sometimes called building insurance) covers the cost of rebuilding or repairing the home you own. Contents insurance covers the cost of loss or damage to your possessions, which can include things like furniture, clothes, computers, fridges, electrical equipment, tools, and jewellery. Protecting your home and possessions against damage or loss is really important.  […]

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