High profile cyber attacks in 2016 – Census and the Bureau of Meteorology are two examples – have company directors scrambling to tighten up their IT security strategies. Many are now wondering if their cyber resilience policies and procedures are effective enough in a global environment where attacks are more complex than ever. Directors also […]
Builders Insurance
The NSW Home Building Act requires that a licenced builder provide an insurance certificate to their clients prior to the commencement of residential building works when the labour and materials associated with the work exceeds $20,000 in value. Read more here. Source: Sourceable In South Australia, building work contractors must take out Building indemnity insurance when […]
Why Use An Insurance Broker?
Ever wondered why you would choose to use an insurance broker, as opposed to going straight to an insurance provider or buying online? Well, there are a number of reasons why using an insurance broker is good for you, including: • We do the legwork for you. There are so many different insurance providers to […]
Stay Safe When Using Email
We all use email in business, and in personal life. It’s a great way to stay in touch with friends, send and receive documents, register for online services and subscribe to news and other alerts. Unfortunately, there is a dark side to email that, if you’re not careful, could come back to bite. Observing a […]
7 Key Things For Business Insurance
Australia’s more than two million small businesses make an enormous contribution to our communities and are the backbone of our economy. Yet, according to a MetLife study almost half (47 per cent) of small business owners are exposing themselves, their families and employees to the financial impact of illness, injury or even death through lack […]
Are Your Gadgets Spying On You?
From televisions to toasters, all kinds of devices are getting hooked up to the Internet. That’s bringing convenience, like air conditioning systems that can be activated remotely while you’re on your way home from work. But it’s also bringing new privacy concerns, as anything connected to the Internet tends to attract the attention of hackers. […]
Managing Cashflow In Your Business
Cash flow cripples more small businesses in this country than any other cause. Negotiating the right payment terms with customers and suppliers is key to avoiding cash flow disasters. Setting your payment terms up front with your customers—and knowing the payment terms of your own suppliers—means you can tackle cash flow head on from the […]
The History of Insurance
Whether it’s the birthplace of a nation, the emergence of a superhero or the humble beginnings of an industry, everything has an origin story. Insurance is no different. But the story of insurance is a whole lot more than a series of misadventures of a bumbling stunt driver or the romance between Rhonda and her […]
The Key To Business Growth
Business growth requires a solid foundation and a solid foundation is built on powerful risk-management. The message is simple. As a rule of thumb, when you cut your risk, you cut your losses and maximise profits. Failing to minimise risk, or failure to establish a risk management plan, is like ‘setting out to sea in […]
Renting Your House Out On Airbnb
Do you rent your house, or a room, out on Airbnb? Are you considering doing so? You might want to consider some of the following points from Murfett Legal: 1. Get permission: From your landlord if you’re renting. Maybe from council if you’re an owner. 2. Get proper insurance, security deposits and lock up your […]
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